/* ==========================================================================
   ETRS Pontiac Advisors - etrsadvisors.space
   Style: Mountain Serenity #9 | Architecture: Full-Screen Sections #8
   Generated: 2026-02-18
   ========================================================================== */

/* ---------- Google Fonts (loaded via HTML <link>) ---------- */
/* Montserrat 400,600,700 | Source Sans 3 400,600 */

/* ---------- CSS Custom Properties ---------- */
:root {
  --color-primary: #4A5568;
  --color-secondary: #48624D;
  --color-accent: #9DC3C1;
  --color-text: #1A202C;
  --color-text-light: #4A5568;
  --color-bg: #F7F8F9;
  --color-bg-white: #FFFFFF;
  --color-bg-dark: #2D3748;
  --color-border: #CBD5E0;
  --color-overlay: rgba(26, 32, 44, 0.55);
  --font-heading: 'Montserrat', 'Raleway', sans-serif;
  --font-body: 'Source Sans 3', 'Source Sans Pro', sans-serif;
  --radius: 6px;
  --shadow: 0 2px 8px rgba(0,0,0,0.08);
  --shadow-lg: 0 8px 30px rgba(0,0,0,0.12);
  --transition: 0.3s ease;
  --header-h: 70px;
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  scroll-snap-type: y proximity;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--color-secondary); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-primary); }
ul, ol { list-style: none; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-text);
  line-height: 1.25;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }

p { margin-bottom: 1rem; }

/* ---------- Skip Navigation ---------- */
.skip-nav {
  position: absolute;
  top: -100%;
  left: 16px;
  background: var(--color-secondary);
  color: #fff;
  padding: 8px 16px;
  border-radius: var(--radius);
  z-index: 10000;
  font-weight: 600;
}
.skip-nav:focus { top: 10px; }

/* ---------- Header ---------- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 clamp(1rem, 3vw, 3rem);
  z-index: 1000;
  transition: background var(--transition), box-shadow var(--transition);
}
.site-header--scrolled,
.site-header--solid {
  background: rgba(255,255,255,0.97);
  box-shadow: 0 1px 6px rgba(0,0,0,0.08);
}
.site-header--scrolled .nav__link,
.site-header--solid .nav__link { color: var(--color-text); }
.site-header--scrolled .header__logo,
.site-header--solid .header__logo { color: var(--color-text); }

.header__logo {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: #fff;
  white-space: nowrap;
  transition: color var(--transition);
}
.header__logo span { color: var(--color-accent); }

/* Nav */
.nav { display: flex; align-items: center; gap: 1.5rem; }
.nav__link {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: color var(--transition), border-color var(--transition);
}
.nav__link:hover,
.nav__link--active {
  color: var(--color-accent);
  border-bottom-color: var(--color-accent);
}

.header__cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--color-secondary);
  color: #fff;
  padding: 10px 22px;
  border-radius: var(--radius);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.9rem;
  transition: background var(--transition), transform var(--transition);
}
.header__cta:hover {
  background: #3a5040;
  color: #fff;
  transform: translateY(-1px);
}

/* Mobile menu toggle */
.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #fff;
  margin: 5px 0;
  transition: var(--transition);
  border-radius: 2px;
}
.site-header--scrolled .menu-toggle span,
.site-header--solid .menu-toggle span { background: var(--color-text); }

/* ---------- Full-Screen Section (Architecture #8) ---------- */
.fs-section {
  min-height: 100vh;
  scroll-snap-align: start;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
  padding: clamp(5rem, 10vh, 8rem) clamp(1rem, 5vw, 4rem);
}
.fs-section--hero {
  color: #fff;
  text-align: center;
}
.fs-section--bg {
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.fs-section--bg::before {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--color-overlay);
  z-index: 1;
}
.fs-section--bg > * { position: relative; z-index: 2; }
.fs-section--alt { background: var(--color-bg-white); }
.fs-section--dark {
  background: var(--color-bg-dark);
  color: #E2E8F0;
}
.fs-section--dark h2,
.fs-section--dark h3 { color: #fff; }

/* ---------- Dot Navigation (Right Side) ---------- */
.dot-nav {
  position: fixed;
  right: 20px;
  top: 50%;
  transform: translateY(-50%);
  z-index: 900;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.dot-nav__dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  border: 2px solid var(--color-accent);
  background: transparent;
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
  padding: 0;
}
.dot-nav__dot:hover,
.dot-nav__dot--active {
  background: var(--color-accent);
  transform: scale(1.3);
}
.dot-nav__dot[title]::after {
  content: attr(title);
  display: none;
}

/* ---------- Progress Indicator ---------- */
.progress-bar {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  background: var(--color-accent);
  z-index: 1100;
  transition: width 0.15s linear;
  width: 0%;
}

/* ---------- Container ---------- */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
}
.container--narrow { max-width: 800px; }
.container--wide { max-width: 1400px; }

/* ---------- Hero Content ---------- */
.hero__badge {
  display: inline-block;
  background: rgba(157, 195, 193, 0.25);
  color: var(--color-accent);
  padding: 6px 18px;
  border-radius: 20px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
  border: 1px solid rgba(157, 195, 193, 0.35);
}
.hero__title {
  font-size: clamp(2.2rem, 6vw, 3.8rem);
  color: #fff;
  margin-bottom: 1.2rem;
  text-shadow: 0 2px 20px rgba(0,0,0,0.3);
}
.hero__subtitle {
  font-size: clamp(1rem, 2vw, 1.3rem);
  color: rgba(255,255,255,0.9);
  margin-bottom: 2rem;
  max-width: 650px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.7;
}
.hero__phone {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 3vw, 1.8rem);
  font-weight: 700;
  color: var(--color-accent);
  margin-bottom: 2rem;
  display: block;
}
.hero__phone:hover { color: #fff; }
.hero__buttons { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 32px;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  text-align: center;
}
.btn--primary {
  background: var(--color-secondary);
  color: #fff;
  border-color: var(--color-secondary);
}
.btn--primary:hover {
  background: #3a5040;
  border-color: #3a5040;
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}
.btn--outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,0.6);
}
.btn--outline:hover {
  background: #fff;
  color: var(--color-text);
  border-color: #fff;
}
.btn--accent {
  background: var(--color-accent);
  color: var(--color-text);
  border-color: var(--color-accent);
}
.btn--accent:hover {
  background: #88b3b1;
  border-color: #88b3b1;
  color: #fff;
}
.btn--dark {
  background: var(--color-bg-dark);
  color: #fff;
  border-color: var(--color-bg-dark);
}
.btn--dark:hover {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: #fff;
}
.btn--sm { padding: 10px 20px; font-size: 0.85rem; }
.btn--lg { padding: 16px 40px; font-size: 1.05rem; }
.btn--block { width: 100%; }

/* ---------- Trust Bar ---------- */
.trust-bar {
  display: flex;
  justify-content: center;
  gap: clamp(1.5rem, 4vw, 3rem);
  flex-wrap: wrap;
  padding: 2rem 1rem;
  background: var(--color-bg-white);
  border-bottom: 1px solid var(--color-border);
}
.trust-bar__item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  color: var(--color-primary);
  font-size: 0.95rem;
}
.trust-bar__icon {
  width: 36px;
  height: 36px;
  background: var(--color-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1rem;
  flex-shrink: 0;
}

/* ---------- Section Headings ---------- */
.section-header {
  text-align: center;
  margin-bottom: 3rem;
}
.section-header__label {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--color-secondary);
  margin-bottom: 0.75rem;
}
.section-header__title { margin-bottom: 1rem; }
.section-header__line {
  width: 60px;
  height: 3px;
  background: var(--color-accent);
  margin: 0 auto 1rem;
  border-radius: 2px;
}
.section-header__desc {
  max-width: 620px;
  margin: 0 auto;
  color: var(--color-text-light);
  font-size: 1.05rem;
}

/* ---------- Card Grid ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}
.card {
  background: var(--color-bg-white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition);
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.card__img {
  width: 100%;
  height: 200px;
  object-fit: cover;
}
.card__body { padding: 1.5rem; }
.card__icon {
  width: 48px;
  height: 48px;
  background: rgba(72, 98, 77, 0.1);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--color-secondary);
  margin-bottom: 1rem;
}
.card__title {
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
}
.card__text {
  color: var(--color-text-light);
  font-size: 0.95rem;
  line-height: 1.6;
}
.card__link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--color-secondary);
  margin-top: 0.75rem;
}
.card__link:hover { gap: 8px; }

/* ---------- Stats ---------- */
.stats {
  display: flex;
  justify-content: center;
  gap: clamp(2rem, 5vw, 4rem);
  flex-wrap: wrap;
  padding: 2rem 0;
}
.stat { text-align: center; }
.stat__number {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--color-secondary);
  line-height: 1.1;
}
.stat__label {
  font-size: 0.9rem;
  color: var(--color-text-light);
  margin-top: 4px;
}

/* ---------- Feature List ---------- */
.features {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
}
.feature {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}
.feature__icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: rgba(157, 195, 193, 0.2);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-secondary);
  font-size: 1.2rem;
}
.feature__title {
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 4px;
}
.feature__text {
  font-size: 0.9rem;
  color: var(--color-text-light);
  line-height: 1.5;
}

/* ---------- Image Gallery ---------- */
.gallery-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1rem;
}
.gallery-grid img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  border-radius: var(--radius);
  transition: transform var(--transition);
}
.gallery-grid img:hover { transform: scale(1.03); }

/* ---------- Testimonials ---------- */
.testimonial-slider { max-width: 700px; margin: 0 auto; text-align: center; }
.testimonial {
  display: none;
  padding: 2rem;
}
.testimonial--active { display: block; }
.testimonial__quote {
  font-size: 1.1rem;
  font-style: italic;
  line-height: 1.8;
  color: var(--color-text);
  margin-bottom: 1.5rem;
  position: relative;
}
.testimonial__quote::before {
  content: '\201C';
  font-size: 4rem;
  color: var(--color-accent);
  position: absolute;
  top: -20px;
  left: -10px;
  font-family: Georgia, serif;
  line-height: 1;
  opacity: 0.5;
}
.testimonial__author {
  font-weight: 600;
  color: var(--color-secondary);
}
.testimonial__program {
  font-size: 0.85rem;
  color: var(--color-text-light);
}
.testimonial-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 1.5rem;
}
.testimonial-dots button {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: 2px solid var(--color-accent);
  background: transparent;
  cursor: pointer;
  padding: 0;
  transition: background var(--transition);
}
.testimonial-dots button.active { background: var(--color-accent); }

/* ---------- CTA Section ---------- */
.cta-section {
  text-align: center;
  padding: 4rem 2rem;
}
.cta-section__title {
  color: #fff;
  margin-bottom: 1rem;
}
.cta-section__text {
  color: rgba(255,255,255,0.85);
  margin-bottom: 2rem;
  max-width: 550px;
  margin-left: auto;
  margin-right: auto;
}
.cta-section__phone {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--color-accent);
  margin-bottom: 1.5rem;
}
.cta-section__phone:hover { color: #fff; }

/* ---------- FAQ Accordion ---------- */
.faq-list { max-width: 800px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--color-border);
}
.faq-item__question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.25rem 0;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-text);
  text-align: left;
}
.faq-item__question:hover { color: var(--color-secondary); }
.faq-item__icon {
  font-size: 1.2rem;
  transition: transform var(--transition);
  color: var(--color-accent);
  flex-shrink: 0;
  margin-left: 1rem;
}
.faq-item--open .faq-item__icon { transform: rotate(45deg); }
.faq-item__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}
.faq-item--open .faq-item__answer {
  max-height: 600px;
  padding-bottom: 1.25rem;
}
.faq-item__answer p {
  color: var(--color-text-light);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* ---------- Contact Info ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}
.contact-card {
  background: var(--color-bg-white);
  padding: 2rem;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  text-align: center;
}
.contact-card__icon {
  width: 56px;
  height: 56px;
  background: rgba(72, 98, 77, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  font-size: 1.4rem;
  color: var(--color-secondary);
}
.contact-card__title {
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: 0.5rem;
}
.contact-card__text {
  color: var(--color-text-light);
  font-size: 0.95rem;
}
.contact-card__link {
  display: inline-block;
  margin-top: 0.75rem;
  font-weight: 600;
  color: var(--color-secondary);
}

/* ---------- Map ---------- */
.map-container {
  width: 100%;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.map-container iframe {
  width: 100%;
  height: 400px;
  border: 0;
}

/* ---------- Blog Cards ---------- */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}
.blog-card {
  background: var(--color-bg-white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition);
}
.blog-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}
.blog-card__img {
  width: 100%;
  height: 200px;
  object-fit: cover;
}
.blog-card__body { padding: 1.5rem; }
.blog-card__category {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--color-secondary);
  margin-bottom: 0.5rem;
}
.blog-card__title {
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
  line-height: 1.3;
}
.blog-card__excerpt {
  color: var(--color-text-light);
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 0.75rem;
}
.blog-card__meta {
  font-size: 0.8rem;
  color: var(--color-text-light);
}

/* ---------- Insurance Grid ---------- */
.insurance-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
}
.insurance-badge {
  background: var(--color-bg-white);
  padding: 12px 24px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--color-primary);
  box-shadow: var(--shadow);
  border: 1px solid var(--color-border);
}

/* ---------- Steps / Timeline ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  counter-reset: step;
}
.step {
  position: relative;
  padding-left: 3.5rem;
  counter-increment: step;
}
.step::before {
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 40px;
  height: 40px;
  background: var(--color-secondary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1rem;
}
.step__title {
  font-size: 1.05rem;
  font-weight: 600;
  margin-bottom: 0.3rem;
}
.step__text {
  font-size: 0.9rem;
  color: var(--color-text-light);
  line-height: 1.5;
}

/* ---------- Breadcrumbs ---------- */
.breadcrumb {
  padding: 0.75rem 0;
  font-size: 0.85rem;
  color: var(--color-text-light);
}
.breadcrumb a { color: var(--color-secondary); }
.breadcrumb span { margin: 0 6px; }

/* ---------- Two-Column Layout ---------- */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}
.two-col--reverse .two-col__content { order: 2; }
.two-col--reverse .two-col__media { order: 1; }
.two-col__media img {
  width: 100%;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}

/* ---------- Team ---------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
}
.team-card {
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--color-bg-white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.team-card__name {
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: 0.25rem;
}
.team-card__role {
  font-size: 0.85rem;
  color: var(--color-secondary);
  font-weight: 600;
  margin-bottom: 0.5rem;
}
.team-card__creds {
  font-size: 0.8rem;
  color: var(--color-text-light);
}

/* ---------- Day Schedule ---------- */
.schedule {
  max-width: 600px;
  margin: 0 auto;
}
.schedule__item {
  display: flex;
  gap: 1rem;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--color-border);
}
.schedule__time {
  font-weight: 600;
  color: var(--color-secondary);
  min-width: 100px;
  font-size: 0.9rem;
}
.schedule__activity {
  font-size: 0.95rem;
  color: var(--color-text);
}

/* ---------- Privacy / Legal ---------- */
.legal-content {
  max-width: 800px;
  margin: 0 auto;
  padding: 2rem;
}
.legal-content h2 {
  font-size: 1.4rem;
  margin: 2rem 0 0.75rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
}
.legal-content h2:first-of-type { border-top: none; padding-top: 0; }
.legal-content ul {
  list-style: disc;
  padding-left: 1.5rem;
  margin-bottom: 1rem;
}
.legal-content li {
  margin-bottom: 0.4rem;
  color: var(--color-text-light);
  font-size: 0.95rem;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--color-bg-dark);
  color: #A0AEC0;
  padding: clamp(3rem, 6vw, 5rem) clamp(1rem, 3vw, 3rem) 2rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  max-width: 1200px;
  margin: 0 auto;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer__heading {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 1rem;
}
.footer__text {
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 0.5rem;
}
.footer__link {
  display: block;
  color: #A0AEC0;
  font-size: 0.9rem;
  padding: 3px 0;
  transition: color var(--transition);
}
.footer__link:hover { color: var(--color-accent); }
.footer__phone {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-accent);
  display: block;
  margin-top: 0.5rem;
}
.footer__phone:hover { color: #fff; }
.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.8rem;
}

/* ---------- Back to Top ---------- */
.back-to-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 44px;
  height: 44px;
  background: var(--color-secondary);
  color: #fff;
  border: none;
  border-radius: 50%;
  cursor: pointer;
  font-size: 1.2rem;
  z-index: 800;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition), visibility var(--transition), background var(--transition);
  box-shadow: var(--shadow-lg);
}
.back-to-top--visible { opacity: 1; visibility: visible; }
.back-to-top:hover { background: var(--color-primary); }

/* ---------- Mountain Silhouette Divider ---------- */
.mountain-divider {
  width: 100%;
  height: 80px;
  background: var(--color-bg);
  position: relative;
  overflow: hidden;
}
.mountain-divider::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 80px;
  background:
    linear-gradient(135deg, var(--color-primary) 25%, transparent 25%) -50px 0,
    linear-gradient(225deg, var(--color-primary) 25%, transparent 25%) -50px 0,
    linear-gradient(315deg, var(--color-primary) 25%, transparent 25%),
    linear-gradient(45deg, var(--color-primary) 25%, transparent 25%);
  background-size: 100px 80px;
  opacity: 0.05;
}

/* ---------- Horizontal Rule (Mountain Style) ---------- */
.hr-mountain {
  border: none;
  height: 2px;
  background: linear-gradient(to right, transparent, var(--color-accent), transparent);
  margin: 2rem 0;
}

/* ---------- Inner Page Hero ---------- */
.page-hero {
  padding-top: calc(var(--header-h) + 3rem);
  padding-bottom: 3rem;
  background: linear-gradient(135deg, var(--color-bg-dark) 0%, var(--color-primary) 100%);
  color: #fff;
  text-align: center;
}
.page-hero h1 { color: #fff; margin-bottom: 0.5rem; }
.page-hero p { color: rgba(255,255,255,0.8); font-size: 1.1rem; }

/* Inner page content */
.page-content {
  padding: 3rem 0;
}
.page-section {
  padding: 3rem 0;
}
.page-section + .page-section {
  border-top: 1px solid var(--color-border);
}

/* ---------- Animations ---------- */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in--visible {
  opacity: 1;
  transform: translateY(0);
}
.fade-in-left {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in-left--visible {
  opacity: 1;
  transform: translateX(0);
}
.fade-in-right {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in-right--visible {
  opacity: 1;
  transform: translateX(0);
}

/* ---------- Reduced Motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; scroll-snap-type: none; }
  .fade-in, .fade-in-left, .fade-in-right {
    opacity: 1;
    transform: none;
    transition: none;
  }
  .card:hover, .blog-card:hover { transform: none; }
  .btn:hover { transform: none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .two-col { grid-template-columns: 1fr; }
  .two-col--reverse .two-col__content,
  .two-col--reverse .two-col__media { order: unset; }
  .dot-nav { display: none; }
}

@media (max-width: 768px) {
  :root { --header-h: 60px; }

  .nav {
    display: none;
    position: fixed;
    top: var(--header-h);
    left: 0;
    width: 100%;
    background: rgba(255,255,255,0.98);
    flex-direction: column;
    padding: 1.5rem;
    gap: 0;
    box-shadow: var(--shadow-lg);
  }
  .nav--open { display: flex; }
  .nav__link {
    color: var(--color-text);
    padding: 12px 0;
    border-bottom: 1px solid var(--color-border);
    width: 100%;
  }
  .header__cta--mobile { display: none; }
  .menu-toggle { display: block; }

  .fs-section { min-height: auto; padding: 4rem 1rem; }
  .hero__title { font-size: 1.8rem; }

  .card-grid { grid-template-columns: 1fr; }
  .stats { gap: 1.5rem; }
  .steps { grid-template-columns: 1fr; }
  .features { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .gallery-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .trust-bar { flex-direction: column; align-items: center; }
}

@media (max-width: 480px) {
  .hero__buttons { flex-direction: column; }
  .btn { width: 100%; }
  .gallery-grid { grid-template-columns: 1fr; }
  .insurance-grid { flex-direction: column; align-items: center; }
}